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Terms of Use.

Effective Date: 5/1/2025

Welcome to kostamartikas.com, kostamartikas.org, kostamartikas.net ("Website", "we", "us", or "our"). By accessing or using our Website, you ("you", "your", or "user") agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Website.

1. Acceptance of Terms

By accessing and using the Website, you confirm that you are at least 18 years old or the legal age of majority in your jurisdiction, and that you are legally capable of entering into a binding agreement. If you are using the Website on behalf of an organization, you agree to these Terms on behalf of that organization.

2. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective upon posting. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms.

3. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the Website, you consent to the practices described in the Privacy Policy.

4. User Accounts

  • You may be required to create an account to access certain features.

  • You agree to provide accurate, complete, and current information.

  • You are responsible for maintaining the confidentiality of your account and password.

  • You are fully responsible for all activities that occur under your account.

5. Permitted Use

You agree to use the Website only for lawful purposes and in accordance with these Terms. You shall not:

  • Violate any applicable law or regulation.

  • Use the Website for any unauthorized or illegal purpose.

  • Infringe the intellectual property rights of others.

  • Distribute viruses or malicious code.

  • Interfere with or disrupt the Website or its servers.

6. Intellectual Property

All content on this Website, including text, graphics, logos, icons, images, audio clips, video, software, and code, is the property of [Your Website Name] or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without our prior written permission.

7. User-Generated Content

If you submit or post content to the Website:

  • You grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display such content.

  • You represent and warrant that you own or control all rights to the content.

  • We reserve the right to remove or modify any user content at our sole discretion.

8. Third-Party Links

The Website may contain links to third-party websites or services. We are not responsible for the content, policies, or practices of those sites. Accessing third-party sites is at your own risk.

9. Disclaimer of Warranties

The Website is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Website will be uninterrupted, error-free, or secure.

10. Limitation of Liability

To the fullest extent permitted by law, [Your Website Name] shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your access to or use of the Website.

Our total liability for any claims arising out of or relating to these Terms or your use of the Website shall not exceed [$100] or the amount you paid us, if any, in the past 12 months.

11. Indemnification

You agree to indemnify, defend, and hold harmless [Your Website Name], its affiliates, directors, officers, employees, and agents from and against any claims, damages, liabilities, and expenses (including legal fees) arising out of or related to your use of the Website or violation of these Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Website at our discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users or us.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the [Insert Jurisdiction], without regard to its conflict of law provisions. Any legal action shall be brought exclusively in the courts located in [Insert Location].

14. Miscellaneous

  • Entire Agreement: These Terms constitute the entire agreement between you and us regarding the Website.

  • Severability: If any provision is found unenforceable, the remaining provisions will remain in effect.

  • Waiver: No waiver of any term shall be deemed a further or continuing waiver of such term.

  • Some content on this website was generated with the assistance of artificial intelligence.

  • The views expressed here are solely my own and do not reflect the opinions or positions of my employer.

15. Contact Information

If you have any questions about these Terms, please contact us via the contact form.

Privacy Policy.

Effective Date: 5/1/2025
Last Updated: 5/1/2025

Kosta Holden Martikas (aka Kosta Martikas, Holden Martikas, “Kosta Martikas”) ("Company", "we", "us", or "our") values your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website kostamartikas.com, kostamartikas.org, kostamartikas.net ("Website") and use our services.

1. Information We Collect

We may collect the following types of information:

a. Information You Provide

  • Name, email address, mailing address, phone number

  • Account login credentials

  • Payment information (processed via third-party providers)

  • Any information you submit via forms, chat, surveys, or emails

b. Automatically Collected Information

  • IP address

  • Browser type and settings

  • Device identifiers

  • Pages visited and duration

  • Referring website or URL

  • Cookies and tracking technologies

c. Information from Third Parties

  • Social media platforms (if you connect through them)

  • Publicly available sources

  • Service providers

2. How We Use Your Information

We use your information to:

  • Provide and manage our services

  • Process transactions and send confirmations

  • Communicate with you (e.g., newsletters, customer support)

  • Personalize your experience

  • Improve the Website and our offerings

  • Detect and prevent fraud or misuse

  • Comply with legal obligations

3. Legal Bases for Processing (GDPR)

If you are located in the European Economic Area (EEA), we rely on the following legal bases:

  • Your consent

  • The performance of a contract

  • Compliance with a legal obligation

  • Our legitimate interests (e.g., improving our services)

4. Sharing Your Information

We may share your personal information with:

  • Service providers (e.g., hosting, payment processors, analytics)

  • Business partners (e.g., for joint promotions)

  • Legal authorities when required

  • In case of a business transfer (e.g., merger, acquisition)

We do not sell your personal information.

5. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Recognize you on return visits

  • Analyze website usage

  • Personalize content and ads

You can control cookies through your browser settings or opt-out mechanisms provided in our Cookie Policy (if available).

6. Your Privacy Rights

a. California Residents (CCPA/CPRA)

If you are a California resident, you have the right to:

  • Know what personal information we collect and why

  • Access your personal information

  • Delete your personal information

  • Correct inaccurate information

  • Opt out of the sale or sharing of personal data

  • Limit the use of sensitive personal data

To exercise your rights, please contact us at [Insert Email or Webform].

We will not discriminate against you for exercising your privacy rights.

b. European Union Residents (GDPR)

If you are in the EEA, you have the right to:

  • Access your data

  • Correct inaccurate or incomplete data

  • Delete your personal data ("right to be forgotten")

  • Restrict or object to data processing

  • Data portability

  • Withdraw consent at any time

To make a request, email us via the contact form.

You also have the right to lodge a complaint with your local data protection authority.

7. Data Retention

We retain your information only for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.

8. Data Security

We use administrative, technical, and physical safeguards to protect your personal information. However, no system is 100% secure, and we cannot guarantee absolute security.

9. International Data Transfers

If you are outside the United States, please note that we may transfer your information to the U.S. and other countries. We use appropriate safeguards (such as Standard Contractual Clauses) to ensure compliance with data protection laws.

10. Children's Privacy

Our services are not intended for children under the age of 13 (or 16 in the EU), and we do not knowingly collect personal information from children. If we become aware that we have collected data from a child, we will delete it immediately.

11. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies separately.

12. Your Choices

  • Marketing Communications: You can opt out of promotional emails by clicking the "unsubscribe" link.

  • Cookies: You can manage your cookie preferences via browser settings or use third-party opt-out tools.

  • Account Information: You may review or update your account by logging in or contacting us.

13. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date. We encourage you to review this policy periodically.

14. Contact Us

If you have any questions or requests regarding this Privacy Policy, please contact us via the contact form.

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